Tuesday, December 31, 2013

The best apps to make and save you money


£2.99; iPhone and iPad

Have all your accounts, transactions, budgets and bills in one place â€" the app syncs the data across different devices so you can update the information wherever you are.

Meter Readings

£0.99 iPhone and iPad

A tool to help you monitor the energy use of your household. Enter all the data from your paper bills and then tap in meter readings to learn how much energy you’ve used and what it will cost. UK users can compare prices with other energy suppliers in their area.

Debt Manager

£0.69 iPhone and iPad

Debt Manager helps you to organize, track and pay off all your debts. Choose how you pay off your debts and develop repayment strategies.

UK Salary Calculator 2013-14

Free; iPhone and iPad

Calculates take home salary from your annual, hourly, daily, weekly or monthly wage. This calculator also allows you to see the difference between an old salary and a new one, and it takes into account National Insurance contributions, student loan repayments and pension contributions.

Goodbudget (formerly Easy Envelope Budget Aid)

Free; iPhone, iPad and Android

A household budgeting app that syncs between devices so you can budget with friends and family, based on a budgeting method that maps your spending needs into different categories.


£6.99; iPhone and iPad

An app to help you track all of your investments with personalised portfolio watchlists that can be synchronised across multiple devices.

VAT Toolbox

Free; iPhone and iPad

Useful for business, shoppers and travellers who need to calculate VAT figures. This app works out what VAT to add to a figure as well as the tax already included. It can be used in different countries with adjusted rates.


Free; iPhone, iPad and Android

Vouchercloud uses GPS technology to find deals and discounts nearest to you. Users select the offer they want and the voucher is downloaded straight to your phone. Current offers include 25pc off knitwear in H&M and 25pc off dinner at Strada. Available in the UK, Ireland, Germany, the Netherlands and Malta.


Free; iPhone, iPad and Android

WhatsApp is one of the fastest growing services on the Internet, with more than 400m monthly users who can send text messages, pictures and video and audio files for free over the internet, bypassing possible network charges.

Account Tracker

£1.49; iPhone, iPad

Designed by Graham Healey, the same developer of Meter Readings, this app is a budgeting tool which helps you track spending and monitor balances across multiple accounts. It can be personalised and comes with handy alerts like bill reminders. There is a free version available to test it out before buying.

Onavo Count

Free; iPhone, iPad and Android

It is hard to keep track of how much data we use each month, which can mean unexpected charges, especially on smartphones. Onavo, recently bought by Facebook, is a compression app that minimises how much data your phone uses when not connected to Wi-Fi and displays all your data usage.

Savings Goals

£0.69; iPhone and iPad

If you are saving for a house deposit, a holiday or just looking to put some money aside, this app can help. Users enter a target amount and an optional target date and the app suggests a schedule and tracks your progress.


Free; Android

A shopping price comparison app for Android that helps users find the best bargains available online and on the high street. Users can search for a product, and create lists of items to monitor their prices. It also features a barcode scanner, which will display product information, reviews, and the best web price.

Toshl Finance

Free; iPhone, iPad and Android

Toshl is an expense and budget tracker. It’s particularly good for travellers as it works with any currency and lets you separate your travel budget from everyday spending. There are bill reminders and you can set up repeat expenses, among other tools, and it syncs across multiple devices.

Pocket Expense

£2.99; iPad and iPhone

This app helps you organise and track your personal finances. Users can track their accounts, set budget targets and set alerts when bill payments are due. Password protected and users can backup and restore data over WiFi.

Fuel Economy Calculator

£0.69; iPad and iPhone

Users can monitor and improve their vehicle’s fuel efficiency to cut costs at the pump. The app can track multiple vehicles and also includes an option to store recommended tire pressures and oil types for each one.

*Share your suggestions in the reader comments below*

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