Thursday, January 31, 2013

10 best money saving apps

Are you finding making those unavoidable phone calls to customer service lines tediously expensive? Dialling numbers beginning 0870, 0845 or 0800 from your mobile phones can be extremely costly.

The 0870 app converts these numbers to 01 or 02, which if you are on contract will be extracted from your allowance. Pay as you go customers end up paying the standard charges to make these calls depending on your network provider, in effect reducing the cost of what could be a very pricey phone call.

2. Fuel School

Cost: 69p

Available on: iPhone, iPad and iPod Touch

Is the cost of fuel causing a dent in your pocket? Whether you have recently purchased an eco-friendly vehicle or only use your car for that weekly supermarket expedition, the steep fuel prices are hard to miss. Fuel School claims to save motorists up to 10pc on their bills by driving more efficiently.

The app uses a GPS connection to analyse your style of driving, and also provides eco-saving advice on how to maintain your vehicle and make the most out of your tank.

3. iXpenseIt

Cost: £2.99

Available on: Android, iPhone, iPad and iPod Touch

Developed by FYI Mobileware Inc, iXpenseIt helps manage and budget your finances and lets users keep a record of daily expenses. While on the go, you can keep track of all expenditures, whether personal or business.

If you are sceptical of purchasing the app, iXpenseIt lite is a free version which can be downloaded prior to paying for the full version.

4. HomeBudget (with Sync)

Cost: £2.99

Available on: Android, iPhone, iPad and iPod Touch

With HomeBudget, users can track their expenses and incomes, through the convenience of their hand-held device. The app has the ability to record your payment history in various accounts and also in different currencies.

HomeBudget has a feature which permits a group of devices used within a family to share details of spending. The many functions and efficiency of the app has gained popularity, scoring 4 out of 5 stars on Google Play.

5. Vouchercloud

Cost: Free

Available on: Android, Blackberry, iPhone, iPad and iPod Touch

Always looking for the next deal? This app provides the convenience of sending your purchased vouchers directly to your device. You simply search for what you are looking for and Vouchercloud uses GPS technology to locate the latest offers and discounts closest to you.

The app caters to everyone, so be rest assured that there is something suited to you. Vouchercloud supplies exclusive discounts and hundreds of offers are available. For instance, this week’s deals include Italian restaurant Bella Italia offering 1/3 off your food bill, and £15 off when you spend £30 in the Body Shop.

6. AA Parking

Cost: £1.50 for Nokia devices and £1.99 for Android handsets, Windows Phones and on iTunes

Available on: Android, Blackberry, iPhone, iPad and iPod Touch

Parking can be a strenuous task for motorists, but AA Parking aims to reduce the stress by locating paid and free parking spots to leave your vehicles in the UK and Ireland.

By searching your location, or entering an address, the app informs users what parking restrictions are in place. By using your device’s internet connection, AA Parking identifies real-time parking spaces where it can and reveals opening hours. Described as a “great money saving app” on the AA Website, you can also receive directions to the car park entrance.

7. Onavo

Cost: Free

Available on: Android, iPhone, iPad and iPod Touch

As the Onavo website has simply put, this app ensures users “get the most out of your data plan”. By using the application on your device, you can save up to 80pc on your data plan. The app compresses your data usage, meaning that the costs are lowered.

Users can also obtain “simple and clear” reports itemising their mobile internet usage. For those who spend endless hours browsing the web, this may just be the most suitable app for you.

8. Account Tracker

Cost: £1.99

Available on: iPhone, iPad and iPod Touch

This app, designed by Graham Haley serves as a budgeting tool. After entering your accounts and billing dates, you receive routine reminders which also prompt you if you are about to go into your overdraft.

9. Skype

Cost: Free

Available on: Android, Blackberry, iPhone, iPad and iPod Touch

Making calls strictly from your landline is definitely a thing of the past. With Skype, users are not only able to make free voice and video calls, but can instant message their contacts on the app. As long as you have an internet connection, calls can be made within the UK or abroad for free.

10. Tip N Split

Cost: Free

Available on: Android, Blackberry, iPhone, iPad, iPod Touch and Windows Mobile Phones

Outings can be quite expensive when one person is footing the bill, but Tip N Split allows users to calculate how to share the price on the receipt and works out the amount of service charge too.

The speedy process ensures that you need not worry about working out individual costs as the app takes does all the hard work for you.

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